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Expat financial advice from the experts

Finding a trustworthy financial adviser in France

Finding a Trustworthy Financial Adviser in France

Finding a trustworthy financial adviser in France Finding a financial adviser can be challenging, particularly in a country that you have just moved too. Not every individual needs a financial adviser, but for those who do, working with someone who has the right blend of experience, knowledge and holding your best interests at the forefront […]

Transferring your Pension Fund from the UK to France

Transferring your Pension Fund from the UK to France

Transferring your Pension Fund from the UK to France France is the most common retirement destination for British Nationals. It’s only a 2-hour flight from the UK and combines excellent weather with beautiful landscapes. Whether you’re moving to rural Normandy, the popular Dordogne region or the French Riviera, France has a multitude of options. Retiring […]

Assurance Vie Providers Comparison 2022 in English

Assurance Vie Providers Comparison 2022 (In English)

Assurance Vie Providers Comparison 2022 (In English) What is an Assurance Vie? An Assurance Vie is a tax efficient French investment product. It’s a life insurance contract that works in the same way as an investment bond. It provides significant tax benefits; both income and inheritance, and provides a wrapper to hold all your investments. […]

Assurance Vie Providers Comparison 2022

Utmost Apex France Assurance Vie Review 2022

Utmost Apex France Assurance Vie Review 2022. Utmost International is a leading provider of insurance-based wealth solutions operating in the UK, Europe, Latin America, Asia and the Middle East. Utmost acquired Quilter International December 2021, and recently launched it’s own Assurance Vie product for the French market. As Assurance Vie’s are one of the most […]

How is my UK pension taxed in France?

How is my UK pension taxed in France?

How is my UK pension taxed in France? If you are a British national retiring to France, you may be wondering how the French government will tax your UK pensions. UK pensions come in different forms: State, government and personal. The tax treatment differs depending on what type of scheme you hold. It’s important to […]

Capital Gains Tax (CGT) in France on Investments

Capital Gains Tax (CGT) in France on Investments

Capital Gains Tax (CGT) in France on Investments Capital Gains Tax (CGT) in France on investments is not straightforward. It’s important to understand how gains are taxed as a French resident to ensure you are reporting the correct information to the French tax authorities. How do you calculate a capital gain? A capital gain is […]

How is my UK pension taxed in France?

Assurance Vie Taxation – What you should know

Assurance Vie Taxation Assurance Vie Taxation: The French Assurance Vie is a tax-efficient investment wrapper that holds underlying investments. It is essentially a life insurance investment bond that provides tax benefits, in particular for people who hold the product long term. Considering the high tax rates in France, it’s prudent to make use of the […]

investment for expats in France

Investment for Expats in France

Investment for Expats in France Any expat living in France who has considered investing for their future will have come across an Assurance Vie. An Assurance Vie offers significant tax advantages for those who intend to retire in France. Specifically for any lump sum investment, the advantages kick in from year 4 and fully from […]

Encashing my pension to France

Encashing my pension to France

If you have lived in the UK, built up a pension and are now relocating to or back to France, there are options allowing you to access your monies without incurring excessive tax. Within this blog we will discuss: Options available for accessing your pension Tax implications of unlocking your pension How to cash in […]

Uk Pension Transfer to France

UK Pension Transfer to France – Top things to consider

If you are one of the thousands of expats who are French residents, or will be soon, it is likely you have one or more UK pensions and may be considering a UK pension transfer to France. Your unique position as an expat Upon relocating to a new country re-aligning your finances and insurances is […]