French Mortgage Loan Insurance

As an Expat looking to purchase in France you may already be aware that you need to take up a mortgage insurance (assurance de pret)

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Choosing the Right Mortgage Insurance for Your Needs

When obtaining a mortgage in France, insurance coverage is a crucial aspect to consider. Traditionally, French mortgage insurance has been provided directly by the bank. However, it is important to note that you have the freedom to explore alternative insurance options that better align with your specific requirements and personal circumstances, thanks to French law.

mortgage in france

Exploring Insurance Options

While it is common for banks to offer their own mortgage insurance, it is not mandatory for borrowers to accept this option. As a borrower, you have the right to shop around and select an insurance policy that best suits your needs. By exploring different insurance providers, you can compare coverage, terms, and premiums to find the ideal solution for your mortgage.

Flexibility with the Loi Hamon

The Loi Hamon, a consumer protection law, grants you the ability to switch insurance providers after one year of coverage. This means that if you find a more favorable insurance policy within the first year of your mortgage, you have the freedom to make the switch. This flexibility ensures that you can continuously evaluate and optimize your mortgage insurance to meet your changing needs and preferences.

Partnering with Harrison Brook Mortgages

At Harrison Brook Mortgages, we provide comprehensive financial solutions, including French mortgage loan insurance assistance. Furthermore, we are committed to supporting you throughout the process. As our sister company, we have the expertise and resources to support you in your search for the best insurance coverage that aligns with your unique requirements and project.

By leveraging our extensive network and industry knowledge, we can connect you with reputable insurance providers. Additionally, we will help you navigate the complexities of the insurance market. Our experienced professionals will work closely with you to understand your needs, assess various insurance options, and guide you towards the most suitable policy for your mortgage.

Ensuring the Best Deal for You

We recognize that securing the best deal for your mortgage insurance is essential. Our team of experts will conduct thorough research and analysis to identify insurance providers. They offer competitive premiums, comprehensive coverage, and favorable terms. We understand the importance of tailoring the insurance solution to your specific circumstances, ensuring that you have the appropriate level of protection for your mortgage investment.

Contact Harrison Brook Mortgages Today

Harrison Brook Mortgages is here to guide and support you in selecting the right mortgage insurance. Our dedicated professionals are committed to helping you find optimal coverage. With our sister company, Harrison Brook Mortgages, we can assist you with your French mortgage loan insurance research so you can get the very best deal that will meet your needs and your project

What Our Customers Say

Don't just take our word for it, here's what some of our clients have to say.


  • "I found my personal private client adviser Ryan Frost to be very efficient, knowledgeable and helpful. I will not hesitate to recommend his services to others."

  • "Prompt reliable and expert help when needed.Transparent disclosure of all the costs involved. Friendly and efficient service I would highly recommend."

  • "Sound advice in difficult times. Acceptable prices when compared with alternatives. Regular contact and updates in clear understandable form."

  • "I found my personal private client adviser Ryan Frost to be very efficient, knowledgeable and helpful. I will not hesitate to recommend his services to others."

  • "Excellent customer service all the way through, professional, proactive, patient in answering all my questions, immediate answer to emails, great follow up and communication, deep legal knowledge and legal experience in the field, all of which helped in having my pension transferred in a faster amount of time than normal. I’ve rarely received such swift and excellent customer service before. The whole complex pension transfer experience could have been heavy and stressful, but instead it was the whole opposite."

  • "I would definitely recommend Harrison Brook to other people. My experience in working with our financial advisor was extremely positive. Speed of response and the level of attention to our needs and requests was great. Administration support was flawless."

Harrison Brook has a 5 star independent service rating on Feefo

One of our expert financial advisers will aim to get back to you within 12-24 hours.